15 EASY Frugal Hacks That Lower My Cost of Living by 25%
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2024-05-03に共有
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Chapters
00:00 Start Here
01:00 Turn Heating/Air Down When Sleeping
01:48 Don’t Keep The Thermostat On When Not Needed
02:22 Compare Utility Rates Every Six Months Or Year
03:12 Go Paperless & Auto Pay
03:49 Ditch Amazon Prime
04:36 Switch To Mint Mobile
05:19 Live In A Smaller Place
05:59 Turn Off Lights When Leaving Home
06:54 Ditch The Sugary Drinks
07:27 Buy Bruised Fruit And Vegetables
08:02 Buy A Moka Pot And Frother For Lattes
08:47 Check Car Fluids Every Other Week
09:18 Use Gasbuddy
09:44 Be Tracked By Your Insurance Company
10:27 Limit Streaming Services To 1
As a frugal minimalist, there are certain hacks that I have in my life that help me lower my expenses by 25%. In this video, I share 15 of those hacks.
1. Turn Heating/Air Down When Sleeping
One easy hack to lower your energy bill is to turn down your heating or air conditioning by a degree or two before going to bed.
2. Don’t Keep The Thermostat On When Not Needed
We are at the time of year when it isn't too hot and isn't too cold. An easy way to save some extra money on your energy bill is to keep your thermostat off if you don't need it.
3. Compare Utility Rates Every Six Months Or Year
In some states, utility services are competitive and various companies will offer competitive rates. One way to save money on your utility bills is every six months to a year, compare prices to see who has the cheapest option.
4. Go Paperless & Auto Pay
Many companies will give you a $5 to $10 discount if you enroll your bills in paperless and auto pay.
5. Ditch Amazon Prime
Amazon Prime costs $14.99 a month, which is a lot given that you don't even need it to get the free shipping. If you spend more than $35 on Amazon, you can get free shipping without needing Amazon Prime.
6. Switch To Mint Mobile
Many people waste money on their cell phone bill every month by choosing to go with a main carrier. An easy hack to lower your cell phone bill to $15 a month is to switch to Mint mobile.
7. Live In A Smaller Place
In the United States, and in many other parts of the world, house sizes are ridiculously large, which causes people to spend more on the rent/mortgage and utility bill. Live in a smaller place to save money.
8. Turn Off Lights When Leaving Home
Another way to save money on your utility bill is to turn off all the lights whenever you leave your house.
9. Ditch The Sugary Drinks
Many people waste so much money buy a bunch of sugary drinks like coke and Gatorade. One easy way to save money on your grocery bill is to ditch the sugary drinks.
10. Buy Bruised Fruit And Vegetables
Many grocery stores will offer fruits and vegetables at a discounted price when they have bruises on them. This is an easy way to buy healthy foods at a lower price.
11. Buy A Moka Pot And Frother For Lattes
The price of a latte has gotten ridiculous where it's over $7 plus a tip. One easy way to save money while still enjoying lattes is to buy a moka pot and frother and make your own at home.
12. Check Car Fluids Every Other Week
If you are a car owner, it is important to stay on top of your car fluids and make sure they are not too low. This allows you to prevent having to pay for expensive trips to the mechanic.
13. Use Gasbuddy
Gasbuddy is an app that shows you the cheapest gas in your area. Download the app and it can help you find gas prices that can range between 81 cents a gallon.
14. Be Tracked By Your Insurance Company
Insurance companies now offer discounts on insurance rates if you put a tracking device in your car. Although this sounds controversial, when you think about it, everyone is already invading your privacy anyways.
15. Limit Streaming Services To 1
There are many streaming services that offer entertainment; however, these services really add up. Limit yourself to one streaming service in order to avoid overspending.
**This video is intended for entertainment purposes only, none of it should be interpreted as financial advice. Links above are affiliate links where if you click and order, I will receive a commission at no cost to you. **
コメント (21)
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My work gives free bananas, oranges and apples. I save thousands because of this. I'm kidding, but it does save money 🤣
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Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
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I 100% agree with Amazon prime. Not having prime for 2 years not only saved me on the membership price but also I'm not buying things just out of boredom. I put them in the cart and then if I really need it, I buy it when Shipping is over 35. Best hack for me
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I bought a good quality brand new heated blanket and heated vest from Amazon and turn my heat off. My bill went from $100 a month to $40 a month.
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I might be unconscious at night but if the ac is off Im gonna be sweating my butt off and Im gonna wake up 😂
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You're goofy but I love it.
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I do almost all of these, except 1. I need to be cool at night to sleep well. So I do turn it down at night
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I hardly buy my coffee from shops and use my stainless mocha pot instead. I really enjoy watching your videos!
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I laughed out loud when you said you were unconscious 😂😂😂
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The whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or saving my earnings to achieve this goal?
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Austin, I would add using Flosser picks immediately after eating any food. I carry one in my pocket at all times. Since I started doing this 7 years ago, zero cavities. Dental bills used to be thousands a year for cavities, crowns, etc. I also skip the floride treatments they push. Savings amount to $200-$300 a month.
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Free Sun light! 💡
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Turning the lights off when you aren't home is not just a money saving thing, but can also be a safety thing. Someone I know left a lamp on in her living room and in that 15 minutes she was gone, her house caught fire because it was faulty! After that, she told everyone she knew to be sure they turned off all their lights when they were leaving the house. Had she been home, she might have caught it before it did as much damage as it did.
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Do not put a tracker on your car. Don't hand them information to be used against you in the event of an accident.
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Awwww, Star is adorable!
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Loved it! - you pulled out all the stops. We got not 1 but 2 fan favorite guest appearances!!! So funny. Thank you for both the laughs and the frugal tips.
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The 16th hack, close your fridge door you're wasting electricity 🎉. Good job developing the story telling. ❤ your loyal subscriber since your first video.
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I love how you've slowly filled in your living room. It looked quite sparse at first; but now it looks cozy and inviting. And knowing you, so does your debt balance, at $0-. Nice job.
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I’m always happy to see you upload. Though I’m an Englishman living in Canada; though some things/ points I can’t always relate to, however though a majority of your content is universal. I’m really happy to see your move went smoothly and to see you set up. Amazing mate.
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STAR IS SO BEAUTIFUL
