How To Buy T-Bills Direct From the US Treasury | Adam Taggart
115,532
Published 2023-03-06
Here's a quick explainer video for you about how to buy very short-dated US Treasurys, known as T-bills, directly from the US Treasury using the TreasuryDirect website.
As you know if you’re a regular viewer on this channel,I’ve been making a lot of noise recently now that T-bills are offering yields around 5%.
That’s a very big development, as investors who are concerned about today’s financial markets now have somewhere safe to park their capital, keep it relatively liquid, AND get paid a decent return on it.
That hasn’t been the case for a long time.
1 year T-bill yields have been at record lows for much of the past decade, down near 0% for many years. The last time they were this high was 2006.
And with the inflation rate, as measured by CPI, falling – it may not be very long before T-bills offer a positive real return when adjusted for inflation. Again, that hasn’t been the case for a very long time.
I can’t tell you how many times I’ve had investors tell me “I’m too spooked by the turbulence of today’s uncertain markets. If I could just find a safe place to get a 4 to 5% return on my money for the time being, I’d be thrilled.”
Well, that’s now possible given where short term yields are.
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All Comments (21)
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I just learned that T-Bill earning is exempted from state taxes. Thank you for the video 🤓
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Yes to learning about buying and selling T-bills through brokerage accounts!
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Save a particular amount for investing if you want to receive dividends, personally I have my interest set on key sectors based on performance and projected growth and that is where I put all my money. I actually bought my third house from my portfolio ranging from the renewable energy, tech alongside crypto .
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I would be interested in a future video explaining how to invest in the longer term Treasury notes and bonds. Thank you!
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This was the most concise explanation I have seen. I sent it to some folks that wanted to put some savings into 1 year bank CDs.
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Deep breath, I just followed your instructions and purchased my first t-bill 😳
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Most certainly would like to see more of these related videos. It’s great to see videos of substance instead of vague speculation.
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This is one of the most useful videos I've seen on this topic. Simple, brief and accurate
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Thank you for your explanation! For a short video, it is easy to understand and very helpful for brand new investors.
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Thank you Adam. Please do more videos addressing all the areas you mentioned in this video asking if there was interest. Thank you for helping us regular folks.
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Appreciate all your channel offers, especially when you educate your audience. Would love to see more content like this. Will continue to watch all the guest Rock Stars your have on your show :D))
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Thank you for explaining in simple terms and with clarity. Much appreciated!
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Thank you for this tutorial. Many times things seem a lot more difficult than they are, and this tutorial is very effective in breaking down the simplicity of it!
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I have been purchasing t bills for a while, but it is good to hear the review from the expert.
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Yes James, I’d like to see a video by you on purchasing through a brokerage account. Love your channel. You are someone I can recommend to friends. I tell them that you present a broad range of relevant topics in a sound and sober, non-hyped-up way. Your guests are varied and interesting. Always appreciated. Thanks.
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Adam what you do better than the other macro channels is give individual investors precisely what they need! Great video!
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Thank you for posting this explainer video. Decided to try it today, and was very straightforward albeit clunky once I was logged in to the system. Had a few unanswered questions, but they will be resolved in the coming months after doing a trial run. Thank you again.
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Thank you for this video. Please do another one for buying and selling T bills from your brokerage account .
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Thank you! That was very helpful and informative. Yes, I would love to see a video about how to purchase through a brokerage, specifically how it can be done in an IRA. Thanks again, I’m this on social media.
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Thank you so much!!! Would love to see more videos on this!
