How To Buy T-Bills Direct From the US Treasury | Adam Taggart
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Publicado 2023-03-06
Here's a quick explainer video for you about how to buy very short-dated US Treasurys, known as T-bills, directly from the US Treasury using the TreasuryDirect website.
As you know if you’re a regular viewer on this channel,I’ve been making a lot of noise recently now that T-bills are offering yields around 5%.
That’s a very big development, as investors who are concerned about today’s financial markets now have somewhere safe to park their capital, keep it relatively liquid, AND get paid a decent return on it.
That hasn’t been the case for a long time.
1 year T-bill yields have been at record lows for much of the past decade, down near 0% for many years. The last time they were this high was 2006.
And with the inflation rate, as measured by CPI, falling – it may not be very long before T-bills offer a positive real return when adjusted for inflation. Again, that hasn’t been the case for a very long time.
I can’t tell you how many times I’ve had investors tell me “I’m too spooked by the turbulence of today’s uncertain markets. If I could just find a safe place to get a 4 to 5% return on my money for the time being, I’d be thrilled.”
Well, that’s now possible given where short term yields are.
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Todos los comentarios (21)
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I just learned that T-Bill earning is exempted from state taxes. Thank you for the video 🤓
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Save a particular amount for investing if you want to receive dividends, personally I have my interest set on key sectors based on performance and projected growth and that is where I put all my money. I actually bought my third house from my portfolio ranging from the renewable energy, tech alongside crypto .
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Thanks brother! just set up an account and bought my first T-bills, so easy and make so much money is is amazing that I just let my money sit in the bank melting away to inflation. PS: You have sooo many tabs open, you are like me, can never get enough information :) Make sure you set google to open where you left off in the settings.
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Yes to learning about buying and selling T-bills through brokerage accounts!
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Thank you, Adam. Nice quick video. T-Bills make sense right now, but as time goes by, longer duration may become more interesting, so bond ladder tutorial would be very useful. I would suggest few topics of interest (1) Bond ladders, i-bonds, T-bills etc. for short-term expense funds and emergency funds (2) Risk/benefits of different paper gold options and difference with physical gold (3) retirement tax optimization (RMD, SS, healthcare, etc) and withdrawal strategies (4) Estate planning, LLC/PLC, C-corp for investment activities. BTW, I watch all your videos, they are excellent and very impressed by both the pairs at RIA and New Harbor as they make lot more sense than all others on financial media.
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Thank you Adam. Please do more videos addressing all the areas you mentioned in this video asking if there was interest. Thank you for helping us regular folks.
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I would be interested in a future video explaining how to invest in the longer term Treasury notes and bonds. Thank you!
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Thank you! That was very helpful and informative. Yes, I would love to see a video about how to purchase through a brokerage, specifically how it can be done in an IRA. Thanks again, I’m this on social media.
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Yes James, I’d like to see a video by you on purchasing through a brokerage account. Love your channel. You are someone I can recommend to friends. I tell them that you present a broad range of relevant topics in a sound and sober, non-hyped-up way. Your guests are varied and interesting. Always appreciated. Thanks.
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Deep breath, I just followed your instructions and purchased my first t-bill 😳
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Thank you for your explanation! For a short video, it is easy to understand and very helpful for brand new investors.
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Appreciate all your channel offers, especially when you educate your audience. Would love to see more content like this. Will continue to watch all the guest Rock Stars your have on your show :D))
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Thank you so much, Adam. I'm a 30 year old electrician with minimal knowledge in the finance world. Through your channel I'm learning so much about my options so I can eventually have an intelligent conversation with an advisor and do something productive with my savings. Such good information, please keep it coming!
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This was the most concise explanation I have seen. I sent it to some folks that wanted to put some savings into 1 year bank CDs.
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Most certainly would like to see more of these related videos. It’s great to see videos of substance instead of vague speculation.
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Yes, Adam, this video is fantastic!!! Please bring on more like it!!! thank you! Pete
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Thank you for explaining in simple terms and with clarity. Much appreciated!
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This is one of the most useful videos I've seen on this topic. Simple, brief and accurate
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Thanks Adam for another fine tutorial on keeping our money engaged risk free towards a substantial offset of inflation. Keep up the great work !!
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Yes of course we want to know about notes and bonds as well. This great and exactly what I needed because I was about to do this through my broker and the way he explained it was going to involve some counterparty risk. Let's face it. If the Treasury goes broke, we are all dead meat no matter where our money is. So this is great!
